TERMS AND CONDITIONS FOR USE OF THE FUTURECERTAINTY WEBSITE

Access to this site (the "Site") and the use of information contained on it is governed by the terms and conditions set out below:

This Site is established in the United Kingdom in accordance with the laws of England and will be governed by the laws of that country. When you use the Site, you accept that your use of the Site and any information on the Site, will also be governed by the laws of England and if any dispute arises from your use of the Site or any of the information on it, you agree to allow such dispute to be heard in the English courts. Local law or regulation in certain jurisdictions may restrict the distribution of information on the Site. This Site is aimed only at persons in the United Kingdom.

Copyright in the Site and the information set out on it belongs to the FutureCertainty, and may not be copied, transmitted or reproduced without our prior consent. You may download or print out a hard copy of individual pages and/or sections on the Site, as long as you do not remove any copyright or other proprietary notices. If you download or otherwise copy information on the Site, this will not transfer to you any title to any software or material. You may not reproduce (in whole or in part), transmit (by electronic means or otherwise), modify, create a hypertext link into or use for any public or commercial purpose the Site without first obtaining our written consent.

Unless (and to the extent that) we expressly say that applications to invest in any product can be made via the Site, you should not interpret anything on this Site as a solicitation or offer, or recommendation, to acquire or dispose of any investment or to enter into any other transaction.

This Site is issued in the United Kingdom by FutureCertainty 3 The Mews, Bridge Road, Twickenham TW1 1RF. FutureCertainty is a trading style of Dryden and Jones Ltd, an appointed representative of David Stock & Co Ltd, which is authorised and regulated by the Financial Services Authority. The FSA may not regulate all products and services on this site.

We have given the information on the Site in good faith. Although we have made all reasonable efforts to ensure that all of the information on the Site is accurate at the time of inclusion, we do not represent that this is the case and it should not be relied upon as such. Please note that we may update or alter the information on this Site at any time without giving notice of the alterations. Any opinions and estimates expressed reflect FutureCertainty’s judgment at this date and are also subject to change without notice. Accordingly, unless legally required to do so, we will not accept liability for any inaccuracies or omissions. If you do not understand, or if you have any queries on, any of the information on the Site, please call us on 0208 744 1888.

You are reminded that the past performance of an investment is not necessarily a guide to its future performance. The value of, and income from, investments may fall as well as rise and investors may not get back the amount invested. In addition, changes in rates of foreign exchange may cause the value of investments to go up or down. The stock markets and currencies of emerging markets can be extremely volatile, no investor should invest unless he or she is prepared to accept a high degree of risk.

Tax benefits, if any, may vary as a result of individual circumstances and the levels and bases of and reliefs from taxation may change. The tax regime of PEPs and ISAs could change in the future.

DATA PROTECTION
FutureCertainty will use the personal data you have given on the on-line registration forms to provide the information requested and to keep you informed of any changes to that information. We will also use your data to record any sales made from your initial enquiry. Where you have indicated that you would like to receive information on other services provided by us, we will use your data to contact you by e-mail to tell you about any new products, services or offers being promoted by FutureCertainty.
We will not pass any personal data to third parties unless you have given your consent to this or where we are required by law to do so. You have the right to obtain copies of all the personal information that we hold about you. Although we do not currently charge a fee for this service we are entitled, under the Data Protection legislation, to charge £10 and we reserve the right to do so.

The Data Protection Act requires us to notify the Data Protection Office with the purposes for which we use personal data, the sources of that personal data and the parties to whom we may disclose that data. This information is available for public inspection at the Data Protection Office, Wycliffe House, Water Lane, Cheshire.


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